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FREE TOOLS

Free Dubai Property
Calculators

Run the numbers before you buy, rent or invest. Four free calculators built on current Dubai fees and UAE lending rules, by the team that advises buyers and investors every day.

  • Free, no sign-up
  • Results as you type
  • Figures checked 31 October 2026
01 · Financing

Mortgage calculator

Find out what a home loan will cost you each month, and how much of it goes to interest.

  • Monthly payment, loan amount and total interest
  • Minimum down payment checks for expats and UAE nationals
  • Loan terms up to 25 years
Example · Monthly payment
AED 8,401
AED 2M home, 20% down, 3.95% over 25 years
Loan amountAED 1,600,000
Total interestAED 920,384
02 · Buying costs

DLD fee calculator

See every fee you pay when you buy, and the total cash you need on transfer day.

  • 4% DLD transfer fee, trustee and agency fees
  • Mortgage registration, bank and valuation fees
  • Cash and mortgage purchases
Example · Total cash needed
AED 551,020
AED 2M home with a mortgage and 20% down
DLD transfer feeAED 80,000
All buying feesAED 151,020
03 · Rent or buy

Rent vs buy calculator

Compare what renting and buying really cost over the years you plan to stay.

  • Which option saves you money, and by how much
  • The year buying breaks even
  • Your own assumptions for prices, rents and returns
Example · Buying saves you about
AED 686,570
AED 2M home vs AED 120,000 a year in rent, over 10 years
Break-evenAfter 3 years
Cost of rentingAED 1,375,666
04 · Investors

Rental yield calculator

Work out what a rental property earns after costs, and the return on the cash you put in.

  • Gross and net rental yield
  • ROI on cash invested, with or without a mortgage
  • Service charges, management and empty weeks
Example · Net rental yield
4.2%
AED 2M home let at AED 120,000 a year, bought with cash
Gross yield6%
Net rental incomeAED 84,085 a year
WHY USE THEM

Numbers you can plan with

Most online calculators stop at the monthly payment. These were built for Dubai, by a team that sees the real numbers every week.

  • 01

    Built on Dubai rules

    DLD fees, trustee bands, VAT and UAE down payment limits are built in, and checked by our team.

    • DLD transfer fee
    • DLD admin and title deed
    • Trustee office fees
    • Mortgage registration
    • Bank and valuation fees
    • Agency commission
    • VAT
    • Down payment limits
  • 02

    Clear about assumptions

    Every calculator explains how it works, and you can change the rates and growth figures yourself.

  • 03

    Advisors behind them

    When you're ready, our advisors can go through your results and help you find the right property.

    8 languages spoken
FAQ

About the calculators

LET'S TALK

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Our advisors help buyers and investors turn estimates into a plan: the right area, the right property and the right financing.